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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173107 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173116)

Very good and safe for shopping

Very good and safe for shopping, as well money transfer Reviewed on: 21st April 2026

Good credit card

Easy to use setup was easy and very good Reviewed on: 21st April 2026

Paypal credit was working great until

Paypal credit was working great until, for some reason it didn't take a payment. Then tried to charge me £12. I will no longer use it unless I become desperate.. I've never ever missed paying off the balance before and to be acused of missing this one has upset me. Reviewed on: 21st April 2026

Very good experience with PayPal so easy to use and...

Very good experience with PayPal so easy to use and always as expected Reviewed on: 21st April 2026

Easy payments

Paypal is easy to use and great for making safe payments. Reviewed on: 21st April 2026

Happy with all current services.

Happy with all current services. Plenty of opportunities to save on interest payments Reviewed on: 21st April 2026

I find the PayPal app and service to be strait forwa...

I find the PayPal app and service to be strait forward and helpful Reviewed on: 21st April 2026

Easy to use and flexible

I didn't realise Paypal Credit was a thing until last year! Extremely flexible and easy to navigate. Support is always available if any users ever have questions/queries about payment options or about the programme itself. Would recommend. Reviewed on: 21st April 2026

Very easy to use and happy with my paypal credit

Very easy to use and happy with my paypal credit Reviewed on: 21st April 2026

Generally offers good rates and easy to manage via t...

Generally offers good rates and easy to manage via the app. Reviewed on: 21st April 2026

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