Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170242)

Fabulous card

Since having a PayPal card I've been able to purchase the bigger items with more time to pay plus interest.free. Reviewed on: 7th July 2026

Free and easy.

I used interest free credit to pay for a holiday. It was free and easy. What’s not to like (as everyone seems to say now)? Reviewed on: 7th July 2026

My great experience using PayPal Credit.

I've had a great experience using PayPal Credit. It's been quick, easy to use, and has given me the flexibility to spread the cost of purchases when I've needed to. Payments are easy to manage, and I've always found it to be a reliable and convenient service. Reviewed on: 7th July 2026

Smart Credit

Good and easy to use and underdtand Reviewed on: 7th July 2026

I find PayPal Credit very easy to use and always use...

I find PayPal Credit very easy to use and always use it when possible when I make an online purchase. I can also usually spread the repayment over a few months without interest being added. The app is straightforward and informative. Reviewed on: 7th July 2026

Give you the same opportunity to pay when more conve...

Give you the same opportunity to pay when more convenient without getting into debt Reviewed on: 7th July 2026

Very convenient for helping out family members and f...

Very convenient for helping out family members and for making payments easier Reviewed on: 7th July 2026

PayPal provide a secure user friendly payment system

PayPal provide a secure payment system which is easy to navigate, and I like the option to use credit to spread higher cost purchases. Reviewed on: 7th July 2026

Easy transactions

Easy transactions easy to understand quick decisions- what more could you want? Reviewed on: 7th July 2026

An excellent secure money platform

Always a quick decision to slow me to purchase my needs, excellent for secure money transfer and payments for me. It is an excellent platform Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93020 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub