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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

Since using PayPal I have had so many benefits from...

Since using PayPal I have had so many benefits from them. PayPal credit has made it so much easier to pay for things slowly with really good interest rates sometimes no interest rates. It's really quick and easy to use! Reviewed on: 22nd April 2026

Always super safe easy to use recommended by family...

Always super safe easy to use recommended by family members and freinds Reviewed on: 22nd April 2026

Just quick and easy that’s what you want

Just quick and easy that’s what you want Reviewed on: 22nd April 2026

PayPal has been part of my everyday life for years,...

PayPal has been part of my everyday life for years, but one moment really showed me how valuable it is. I once ordered something online from a seller I didn’t know well, and unfortunately, the item never arrived. It was stressful at first, but PayPal’s buyer protection made the whole process simple and reassuring. I reported the issue, and everything was handled quickly and fairly — I got my money back without complications. Reviewed on: 22nd April 2026

You can always trust pay pall makes life better when...

You can always trust pay pall makes life better when you know it safe when uses pay pal . If I can’t pay pal on line I don’t have it Reviewed on: 22nd April 2026

Extremely useful purchasing tool which also gives ex...

Extremely useful purchasing tool which also gives excellent security and confidence to all involved in the transaction. Reviewed on: 22nd April 2026

Never had any issues .

Never had any issues . Help is also always available Reviewed on: 22nd April 2026

Great service, no issues.

Great service, no issues. Easy to manage my account Reviewed on: 22nd April 2026

Recommended to All, Extremely Happy

I have been using PayPal for sometime now and find it extremely convenient and helpful for my finances. Reviewed on: 22nd April 2026

All very good

All very good. Happy to use PayPal. Strongly recommend PayPal. Reviewed on: 22nd April 2026

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