Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174229)

PayPal its one of the best services helping with eas...

PayPal its one of the best services helping with easy way payments. Also all aspects are clear end easy to maintain. Reviewed on: 22nd April 2026

Excellent customer service

Excellent customer service when ever I have called Reviewed on: 22nd April 2026

Best deal

Very good great to spread the cost and 4 months at 0% is fantastic Reviewed on: 22nd April 2026

Safe payment.im happy with PayPal recommended

Safe payment.easy to use,garanry for refund Reviewed on: 22nd April 2026

Perfect for online shopping.

Super easy to use and piece of mind against scamming Reviewed on: 22nd April 2026

Easy to use financial products.

Easy to use financial products. The virtual card and physical card are accepted worldwide Reviewed on: 22nd April 2026

Great provider!

Great provider. Helpful customer service and flexibility in paying via PayPal. Reviewed on: 22nd April 2026

Great payment options

I have been using PayPal for many years and never had any issues Reviewed on: 22nd April 2026

Very easy to deal with and helpful

Very easy to deal with and helpful Reviewed on: 22nd April 2026

I’m a single mum, I have needed paypal credit to sur...

I’m a single mum, I have needed paypal credit to survive and it’s helped me by being able to purchase things in an easy and fair way. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96389 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub