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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107675 reviews)

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4.90

Based on 107,675 reviews, last reviewed 15th May 2026

2621600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal is so easy to setup and use Paypal is so easy to setup and use both online and in-store. Very user friendly Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107675)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Convenience, security & Brand familiarity.

Convenience, security & Brand familiarity. Paypal credit is also useful and even refunds to paypal are processed back to the original bank account immediately. Never any issues and widely used across many platforms Reviewed on: 6th May 2026

Paypal are easy to use.

Paypal are easy to use. The app is simple to navigate. Earlier this year when I had an issue on my account, customer services helped sort it out quickly and easily. Reviewed on: 6th May 2026

Always helpful and so easy to use

Always helpful and so easy to use Reviewed on: 6th May 2026

Easy to use

Easy to use with online help . Quick and easy to contact PayPal Reviewed on: 6th May 2026

Paypal account personal

Any problems with suppliers paypal always resolved the matter in hand . Reviewed on: 6th May 2026

works as a way when i cant afford to make a big purc...

works as a way when i cant afford to make a big purchase all in one. easily able to pay it back effieciently without a massive interest increase. it allows me to do it whilst others cant. its easy to pay back as quick or as slow as i can. Reviewed on: 6th May 2026

This is a great service.

This is a great service. Thanks to PayPal Credit, I can get things right away and pay for them later in small monthly installments Reviewed on: 6th May 2026

I have had no issues with PayPal so I can not compla...

I have had no issues with PayPal so I can not complain I use their services pretty regularly and I have nothing negative to report. Reviewed on: 6th May 2026

A very professional knowledgeable company with a fr...

A very professional knowledgeable company with a friendly approachable customer service team. Always a live person to speak with if needed. I always use PayPal as my main source of funding purchases I have used other sources with disappointing outcomes. PayPal are responsive deal with any matter quickly gives confidence to the customer and I trust this way of paying for purchases more than any other. Reviewed on: 6th May 2026

Great way to pay

Using PayPal is so simple plus they offer various ways to pay, PayPal is my preferred way to pay as it is the safest option Reviewed on: 6th May 2026

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