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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

5 STAR PAYPAL

I have been using PayPal for years and there credit is second to non they are amazing and make payments easy and simple. I have taken out beds, sheds and much much more on credit and pay in 3 with paypal I would be lost without there service. If I get into bother which I don't as PayPal lets me keep on top of payment with a direct debit. But I can add more if I need to, to pay back quicker. It's epic I love it Reviewed on: 22nd April 2026

Secure, easily accessible and helpful if you ever ne...

Secure, easily accessible and helpful if you ever need assistance with a transaction Reviewed on: 22nd April 2026

Never had any issues using PayPal.

Never had any issues using PayPal. It’s my go to payment method Reviewed on: 22nd April 2026

Amazing service I love it it's the best I use for al...

Amazing service I love it it's the best I use for all my shopping I believe it all the times it's lovely job Reviewed on: 22nd April 2026

Never had any issues with PayPal since been a customer

Never had any issues with PayPal since been a customer Reviewed on: 22nd April 2026

Fantastic platform!

Great service, the app is very easy to use and any problems are resolved very fast. Reviewed on: 22nd April 2026

I am happy with PayPal, whenever I need I can pay wi...

I am happy with PayPal, whenever I need I can pay with PayPal credit, good APR,I really recommend it Reviewed on: 22nd April 2026

Always a good service and options for payment

Always a good service and options for payment Reviewed on: 22nd April 2026

I’ve had refunds from my PayPal account, which I’ve...

I’ve had refunds from my PayPal account, which I’ve already paid for on products I bought and my PayPal account doesn’t seem to take that off when it goes back into my PayPal account Reviewed on: 22nd April 2026

Always happy with PayPal!

Always happy with PayPal. I've been using it for years, and I will continue to do so. Reviewed on: 22nd April 2026

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