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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174291)

A great way to access credit quickly.

A great way to access credit quickly. I’ve found it really useful to pay for things and spread the cost interest free. Reviewed on: 22nd April 2026

Best payment for online purchases

I love using PayPal credit, my best payment option when paying online purchases. Easy to use and I love the fact that I’m always earning points with every spending. Reviewed on: 22nd April 2026

Paypal, help you make payment and spread the cost

Paypal, help you make payment and spread the cost Reviewed on: 22nd April 2026

Ebay but now Debit card all the time too....

I use Paypal for Ebay historically but I now have the Debit card in my phone wallet and use it as often as I can Reviewed on: 22nd April 2026

User friendly

User friendly and support from customer service team is really helpful Reviewed on: 22nd April 2026

Mainly great but pay in three random

PayPal debit card benefits are very good. Credit is a handy way to spread larger payments. Only problem is pay in three availability seems very random. Reviewed on: 22nd April 2026

My go to payment option

Easy and convenient ways to pay on a huge amount of platforms. I love the pay in 3 option, it’s the best way to spread the payments. PayPal is my go to preference for online payments. Reviewed on: 22nd April 2026

My go too way to pay

So easy and helpful to get 0% interest over 4 months for my bigger purchases Reviewed on: 22nd April 2026

Absolutely love PayPal safest way to pay things online.

Absolutely love PayPal safest way to pay things online....if theres not a PayPal option I wont purchase from a site Reviewed on: 22nd April 2026

Always had great experiences

Always had great experiences, would recommend Reviewed on: 22nd April 2026

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