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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174345)

Had PayPal for a long time, solid and reliable.

Had PayPal for a long time, solid and reliable. The development through the years of the app has made the experience easier. Reviewed on: 22nd April 2026

Love the flexibility it provides me, accepted widely...

Love the flexibility it provides me, accepted widely online which is super useful if I need to book an air bnb or get an iPad. PayPal credit giving me a bit of headspace to make that payment over a few months makes those decisions so much easier. Reviewed on: 22nd April 2026

Excellent company .

PayPal for me is a company I trust they helped me with a company who were not trustworthy and I got my money returned , I like the fact that you can purchase items and have a couple of payment plans to choose from, and that you can collect points also. The website is easy to use and you have all the information too hand you can even track parcels you have purchased through PayPal excellent what more can I say Reviewed on: 22nd April 2026

Flexible way to pay with excellent customer protection

I find it a very flexible way to pay for things with an added layer of protection for the buyer. Reviewed on: 22nd April 2026

Really simple to use and great service

Really simple to use and great service Reviewed on: 22nd April 2026

PayPal gives me the flexibility to pay over time so...

PayPal gives me the flexibility to pay over time so I can purchase much needed items. Or I wouldn’t be able to afford to get them. They helped resolve issues I’ve had and generally put my mind at ease knowing they are there to support me. I would always use PayPal and recommend to my family and friends plus anyone to use PayPal. Reviewed on: 22nd April 2026

PayPal is an excellent payment solution

PayPal is an excellent payment solution and i always use this when making online purchases. You can pay in one, spread payments over a time period , pay by PayPal Credit. It's accepted across the world as a payment solutions provider and i have never had an issue. Reviewed on: 22nd April 2026

widely available

They are widely available to purchase in many formats. It's easy and clear. Reviewed on: 22nd April 2026

Easy to use and manage.

Easy to use and manage. Simple clear app makes purchases easy with a feeling of safety and security. Reviewed on: 22nd April 2026

Easy to spend and not much interest

Easy to spend and not much interest Reviewed on: 22nd April 2026

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