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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

It's easy to use your service, interest rates are st...

It's easy to use your service, interest rates are steep however when needs must I will use it Also I'm greatful for it Reviewed on: 22nd April 2026

PayPal credit is easy to use and manage.

PayPal credit is easy to use and manage. It always feels secure and makes managing my money simple. Reviewed on: 22nd April 2026

Transparent and clear communication

Transparent and clear communication and really enjoy the special offers Reviewed on: 22nd April 2026

PayPal have been first rate.

PayPal have been first rate. I have had no issues. Any contact with them has been professional and courteous. I highly recommend them as a provider. Reviewed on: 22nd April 2026

A good service.

A good service. Very useful, especially for emergency Reviewed on: 22nd April 2026

PayPal credit is a lifesaver and very efficient when...

PayPal credit is a lifesaver and very efficient when requested. I have used it when I lack cash Reviewed on: 22nd April 2026

Easy and reasonable

Easy to use, good customer service Reviewed on: 22nd April 2026

PayPal is safe reliable and you can use most places

PayPal is safe reliable and you can use most places Reviewed on: 22nd April 2026

Super cheap!

Super cheap! And great deal! Better than others lenders Reviewed on: 22nd April 2026

Use it a lot , very good service

Use it a lot , very good service . Personally I’ve had no issues yet . Reviewed on: 22nd April 2026

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