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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

Always available and quickly paid out

Always available and quickly paid out Reviewed on: 22nd April 2026

Money management ease if done right

I have been fully able to utilise the pay in 3 and 4months zero interest credit to manage my purchases and allowed myself to enjoy money management. Very happy with the credit facilities. Reviewed on: 22nd April 2026

Emergency motorcycle parts.

Pay Pal has been a really useful tool when I need to get something in an emergency for my motorcycle and don't have the funds that day. Reviewed on: 22nd April 2026

Haven’t had any issues using PayPal for making purch...

Haven’t had any issues using PayPal for making purchases easy to use for almost everything Reviewed on: 22nd April 2026

Good and easy to use , quick payment and clear trans...

Good and easy to use , quick payment and clear transaction Reviewed on: 22nd April 2026

I easy & simple to use with very little fuss

I easy & simple to use with very little fuss Reviewed on: 22nd April 2026

I had issues with apps taking money when cancelled a...

I had issues with apps taking money when cancelled and PayPal helped me resolve the issue within minutes Reviewed on: 22nd April 2026

Easy to use.

Easy to use. Quick to set up. Would help if payments towards paying it back went through instantly but usually by the end of the day. Reviewed on: 22nd April 2026

Great Service

I’ve been using PayPal for years and enjoy it simplicity and security, PayPal credit is an excellent and safe way to spread the cost of slightly larger purchases Reviewed on: 22nd April 2026

PayPal are a excellent company to have when you...

PayPal are a excellent company to have when you need peace of mind when buying a item on line if you have a problem with the seller they are,always there to help you Reviewed on: 22nd April 2026

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