Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (174928)

My preferred online payment option

My preferred online payment option Reviewed on: 22nd April 2026

Great experiance, i always can trust that my payment...

Great experiance, i always can trust that my payments are safe online Reviewed on: 22nd April 2026

Greatness within

PayPal is the best and secure love it Reviewed on: 22nd April 2026

Good. Easy to use

Good. Would have been nice to know I could have not done a balance transfer to 0% interest card. But you learn. Easy to use no problems so far Reviewed on: 22nd April 2026

Money is there when you need it!

Money is there when you need it! Pay how you like which is great. Reviewed on: 22nd April 2026

very good at getting my money back

very good at getting my money back Reviewed on: 22nd April 2026

Always easy to use and the app is amazing

Always easy to use and the app is very intuitive and easy to manage Reviewed on: 22nd April 2026

Safest paymepent type always my first chiice

Safest paymepent type always my first chiice Reviewed on: 22nd April 2026

Great service and reliable with great offers and wid...

Great service and reliable with great offers and widely accepted worldwide its a great choice Reviewed on: 22nd April 2026

I love to pay with pay alot time becouse my money i...

I love to pay with pay alot time becouse my money is sure save , i took a bolt cab one time and the driver never arive but i was being charged i call paypal and they quickly help me get my refund back i was really happy Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96887 reviews
Payments
from PayPal 4.71 from 3843 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub