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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175049 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175073)

Never had any issues, i use Paypal very regularly an...

Never had any issues, i use Paypal very regularly and it's easy to use. Reviewed on: 22nd April 2026

Excellent

I have been with pay pal for so long never had any problems Reviewed on: 22nd April 2026

Recommend

Very easy and simple to navigate. Reviewed on: 22nd April 2026

I never have any problems when using PayPal for any...

I never have any problems when using PayPal for any purchases. I especially like the pay later or over 4 payments. Reviewed on: 22nd April 2026

Whenever I called someone is there to help me with p...

Whenever I called someone is there to help me with positive outcome Reviewed on: 22nd April 2026

Wow, this app is like my mother.

Wow, this app is like my mother. Really i love it. I decently recommend to have it. Reviewed on: 22nd April 2026

It always good having the option to split payments a...

It always good having the option to split payments and very easy to use and approval done in min. Reviewed on: 22nd April 2026

If you pay by PayPal you know your safe

I always pay by PayPal that way I know I'm covered if anything goes wrong and they do go wrong lots of time I know if I email paypal they get back to me straight away and I know my payment is save and PayPal they keep me in the know at what is going on with my case Reviewed on: 22nd April 2026

Easy to use, integrates well with retailers, no issues

Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026

Flexible, Convenient and Confidence-Backed Spending

PayPal Credit gives me exactly the flexibility I need when making purchases, especially for spreading the cost in a way that suits my cash flow. The convenience of being able to use it quickly and seamlessly, whether online or over the phone, makes it a really practical option day to day. What stands out most is the confidence it gives me when buying. Knowing that transactions are backed by PayPal, with strong buyer protection and a clear route to challenge anything that doesn’t feel right, removes a lot of the usual hesitation around spending. It feels secure, well supported, and genuinely designed with the customer in mind. Reviewed on: 22nd April 2026

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