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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175206)

I find it very Easy to use and I think there are goo...

I find it very Easy to use and I think there are good rewards for using it too, I definitely recommend to friends and family all the time, as it is just so convenient to use. Reviewed on: 22nd April 2026

Features such as pay in 3 & PayPal credit are great.

Features such as pay in 3 & PayPal credit are great. I also appreciate the new PayPal credit & debit cards & the new rewards system. However, when something goes wrong PayPal is painfully slow to respond. The Ai feature is crap & customer services are slow as molasses. They also take too long to update accounts when a payment has been made. For these reasons I am giving PayPal 4 stars as there are areas that need improvement. That said, if you use PayPal sensibly you never have to incur charges. Reviewed on: 22nd April 2026

Brilliant way to pay and can pay over 3 months...

Brilliant way to pay and can pay over 3 months Reviewed on: 22nd April 2026

very happy flexible and ease of process

very happy flexible and ease of process Reviewed on: 22nd April 2026

Great service and would recommend.

Great service and would recommend. Reviewed on: 22nd April 2026

My number one choice for payments, simple to us with...

My number one choice for payments, simple to us with a range of options Reviewed on: 22nd April 2026

I recommend this product

this helps me a lot during my gaming as its a lot easier to use than trying to pay direct plus its loads safer Reviewed on: 22nd April 2026

For convenience

Used PayPal for convenience as could use them for purchasing power Reviewed on: 22nd April 2026

Always use PayPal credit.

Always use PayPal credit. Better rates and feel happier using this than a credit card. Reviewed on: 22nd April 2026

Easy to set up and use, great customer service

Easy to set up and use, great customer service Reviewed on: 22nd April 2026

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