Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175314)

Very good, I was compensated back when I was scammed...

5
Very good, I was compensated back when I was scammed on paypal. I would recommend using it. You get rewards and other benefits. Reviewed on: 22nd April 2026

Simplicity in payment

5
I love the fact that I can make payment with my PayPal account on most merchant payment portal seamlessly. Reviewed on: 22nd April 2026

Great customer service

5
Great customer service , easy to understand and use site/app Reviewed on: 22nd April 2026

So easy to use.

5
So easy to use. Reliable. Safe as not giving lots of websites my payment information Reviewed on: 22nd April 2026

Never had a problem with using they have always been...

5
Never had a problem with using they have always been there for me always sorted any refund issues always got my money back overhaul excellent in every way always polite friendly easy to talk to and they listen to you and they always help Reviewed on: 22nd April 2026

paypal credit review

4
its good. only thing id recommend is a way send money from it to other accounts Reviewed on: 22nd April 2026

Had problems to understand the old website but now i...

5
Had problems to understand the old website but now is everything really easy to understand Reviewed on: 22nd April 2026

Excellent facilites and USP's

5
Excellent facilites and USP's that I intend to expand and use. Reviewed on: 22nd April 2026

I frequently use PayPal

5
I frequently use PayPal to spread the cost of purchases and add security to my payments. It is quick, easy to use and trustworthy. For loyal customers it would be good to get some points or benefits, or more that 6mths or 12 interest free for larger purchases. Reviewed on: 22nd April 2026

I needed urgent money and applied for paypal credit...

5
I needed urgent money and applied for paypal credit and its done instantly. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97181 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3844 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products