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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175439)

A great feature!

5
Every time I have used paypal credit its been hassle free & so easy! An excellent service Reviewed on: 22nd April 2026

I always feel safe to use this app.

5
I always feel safe to use this app. Enjoy and feel free to use money where ever i need to pay. Thank you soo much. Reviewed on: 22nd April 2026

Love PayPal and the safety it provides

5
Love PayPal and the safety it provides Reviewed on: 22nd April 2026

Easy to use app.

4
Easy to use app. Gives flexibility and choice with payments Reviewed on: 22nd April 2026

PayPal Credit makes buying large purchases simple.

5
I bought a laptop through Dell and PayPal Credit is the option I chose to pay for it as it gave me the option to make a large purchase over a longer time period with 0% interest. I have used PayPal Credit previously where 0% interest offers have been available and I have found it to be a really effective and easy way to spread the cost of large purchases. Reviewed on: 22nd April 2026

Quick and easy to use via online shopping.

5
Quick and easy to use via online shopping. Reviewed on: 22nd April 2026

I love PayPal it’s convenient.

5
I love PayPal it’s convenient. I joined PayPal when they first came to market and still loyal. I recommend it to everyone I know Reviewed on: 22nd April 2026

Great but would like a feature where you can cap ur...

5
Great but would like a feature where you can cap ur credit spending Reviewed on: 22nd April 2026

Fast and Reliable

5
I had an issue with a transactions few times,but PayPal sorted it out quickly and profesionally.I trust them to provide reliable help whenever needed Reviewed on: 22nd April 2026

Great, would definitely recommend!

5
Great, would definitely recommend! Reviewed on: 22nd April 2026

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