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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175984)

Efficient communication and straightforward access t...

Efficient communication and straightforward access to credit with great flexibility. Reviewed on: 23rd April 2026

never had a bad experience using it would recommend...

never had a bad experience using it would recommend to my friends, i use it to order from abroad to keep safe, Reviewed on: 23rd April 2026

PAYPAL are all ways there to protect you

PAYPAL are all ways there to protect you Reviewed on: 23rd April 2026

It's very easy and safety with PayPal.

It's very easy and safety with PayPal. Reviewed on: 23rd April 2026

Very easy to use

Very easy to use once you've got through all the log-in steps. These reassure me my account is secure, however, can be tedious at times. Reviewed on: 23rd April 2026

Love the ways of paying

Love the fact you always have different ways of paying with finance and paying immediately always available. Reviewed on: 23rd April 2026

Always safe and prompt

Always safe and prompt. My go to payment online for safety protection and speed. Reviewed on: 23rd April 2026

I’ve never had any problems with pay pal.

I’ve never had any problems with pay pal. Reviewed on: 23rd April 2026

Flexible easy to use credit.

Flexible easy to use credit. Making easy payments I can afford. I use pay pall all the time Reviewed on: 23rd April 2026

Easy to use and securel

I use paypal for most of my on line purchases and have used the cred option before which was easy to setup and use Reviewed on: 23rd April 2026

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