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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109325 reviews)

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4.90

Based on 109,325 reviews, last reviewed 17th May 2026

2696850% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Nice experience. Nice experience., with good value Reviewed on: 17th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109325)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Pay your pal

Pukka enjoy using PayPal it's amazing Reviewed on: 6th May 2026

Don't trust anyone else.

I love PayPal, I don't trust anyone else to handle my transactions online. I use it for as much as possible. Reviewed on: 6th May 2026

Easy to use and track

It's a great resource to have when online especially the 0% interest for 4 months on £100+ purchases. Easy to track payments and use app. Reviewed on: 6th May 2026

Good experience

Good customer service. Easy to use app. Works together with a lot of retailers Reviewed on: 6th May 2026

Very convenient and speeds up checkout securely.

Very convenient and speeds up checkout securely. Reviewed on: 6th May 2026

PayPal is a smart way of paying for things, the pay...

PayPal is a smart way of paying for things, the pay in 3 is also extremely useful for bigger purchases. Reviewed on: 6th May 2026

Positive experience

I am having a positive experience Reviewed on: 6th May 2026

Super service and ease of use.

Super service and ease of use. Can buy goods with a little less worry Reviewed on: 6th May 2026

Helpful, convenient and few cons

It’s great, the only thing I would say is when you plan on paying off more than your monthly payments make sure you do it within the same timeframe as the monthly payments are due or you’ll end up paying both. I got a great welcome bonus too! Money off my first purchase which was a big one so it was extremely helpful! Reviewed on: 6th May 2026

Very good App and platform.

Very good App and platform. I love the way thr interest rates are low to zero, and that there's the option to pay over time/months too Reviewed on: 6th May 2026

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