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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108067 reviews)

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4.90

Based on 108,067 reviews, last reviewed 16th May 2026

2639200% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always my first option when paying for anything as i... Always my first option when paying for anything as it's safe and reliable. Any problems I've ever had have been solved efficiently and with care. Good... Read more Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108067)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve been through a lot of fortunate situations my a...

I’ve been through a lot of unfortunate situations from my account or I’ve been through a lot of issues with my PayPal account, but they’ve always managed to sort it out of no distress no problem Reviewed on: 6th May 2026

Never a bad experience, helped me in many situations

Never a bad experience, helped me in many situations Reviewed on: 6th May 2026

Credit You Can Trust

PayPal Credit allows me flexibility with purchases and the confidence to make larger purchases with payments stretched from 3-12 months interest free. I can easily access my account to see my balance and budget accordingly. It makes life easier and more affordable. Reviewed on: 6th May 2026

The website is easy to use.

The website is easy to use. Any issues that may arise are resolved without fuss. PayPal credit provides me with the flexibility to make my funds stretch when I need it the most. Reviewed on: 6th May 2026

I used paypal credit to help with payments towards m...

I used paypal credit to help with payments towards my glasses. I think the paypal credit - pay in 3 is excellent as it provides no hidden fees, no interest. You just buy what you're intended to buy and don't need to worry about any extra costs. Before using any credit i double checked with customer service and they were incredibly kind, patient and informative providing all the information I needed with being completely open and transparent. I person think that it's one of the best payment / credit out there to date Reviewed on: 6th May 2026

First class service and the app is extremely user fr...

First class service and the app is extremely user friendly. Reviewed on: 6th May 2026

It’s there when you need it most

It’s there when you need it most Reviewed on: 6th May 2026

love Paypal

I use PayPal for most of my online purchases because it’s very simple and convenient. It securely stores my card information, making checkout quick and easy every time. I like how fast the payment process is, and it works smoothly on most websites. Reviewed on: 6th May 2026

Great service, especially pay in 3.

Great service, especially pay in 3. Reviewed on: 6th May 2026

Simple, Flexible and Reliable Payment Solution

I’ve been using PayPal Credit for a while now and overall I’ve had a very positive experience. It’s convenient and easy to use, especially when I need a bit of flexibility with payments. The application process was straightforward, and I like being able to spread the cost of purchases when needed. The app is user-friendly, and I can easily keep track of my spending and payments. Customer service has been helpful when I’ve needed support, and everything feels secure and reliable. Overall, it’s a great option for managing finances and making purchases more manageable. I would definitely recommend it to others. Reviewed on: 6th May 2026

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