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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109703 reviews)

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4.90

Based on 109,703 reviews, last reviewed 18th May 2026

2714400% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve never had any problems and if you ring up about... I’ve never had any problems and if you ring up about anything it always gets sorted out quickly. I’ve found it to be excellent and I’ve been with PayP... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109703)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service that seems personal.

The service is excellent. I have previously had some enquiries around payments and billing, I’ve always found it easy to speak to someone on the phone as well as using the online trouble shooting section. My questions have always been answered clearly. Reviewed on: 6th May 2026

Very good and easy to use with different ways to spr...

Very good and easy to use with different ways to spread the cost to suit you Reviewed on: 6th May 2026

Wish list unlocked

I use PayPal credit for all my expensive 'wish list' items I could never afford to buy before. Safe, easy to use, and easy to manage your spending. PayPal is my go to payment method Reviewed on: 6th May 2026

Never had an issue

Never had an issue, easy to use and good customer service. Reviewed on: 6th May 2026

Very simple to use, great communication when needed

Very simple to use, great communication when needed Reviewed on: 6th May 2026

Never encountered any problems.

Never encountered any problems. App is easy to use. Nearly all big purchases are made via PayPal as the interest free period is very useful. Reviewed on: 6th May 2026

Happy customer

Have been using PayPal for many years now, got the credit recently and couldn't be happier. Reviewed on: 6th May 2026

Great for everyone who pays for stuff online

Great for everyone who pays for stuff online Reviewed on: 6th May 2026

Always worked well for me, simple and easy to use

Always worked well for me, simple and easy to use Reviewed on: 6th May 2026

So easy to use and zero interest options are brilliant.

So easy to use and zero interest options are brilliant. Pay in 3 is a great feature. Reviewed on: 6th May 2026

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