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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109800 reviews)

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4.90

Based on 109,800 reviews, last reviewed 18th May 2026

2719100% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great overall! Using it for various online payments, very easy! Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109800)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My great service.

I have used this service on a regular basis and have never experienced any problems. Reviewed on: 7th May 2026

When i had a problem understanding the different sec...

When i had a problem understanding the different sections on the amount owed. IE pay in three and credit. The customer services help line was really helpful. Although it took a bit of time.back and forth. The outcome took a couple of days. Reviewed on: 7th May 2026

Thumbs up from me

Having used PayPal for several years I would happily recommend their services for anyone carrying out sales or purchases online, the ease of transactions and security they offer is second to none. Reviewed on: 7th May 2026

I like the flexibility you offer in terms of budgeti...

I like the flexibility you offer in terms of budgeting finances and easily checking of my account status and easily making additional payments when I am able to also interactions with support are easily available Reviewed on: 7th May 2026

Pretty good, everytime i have needed them they have...

Pretty good, everytime i have needed them they have come through. Reviewed on: 7th May 2026

It was really easy and quick.

It was really easy and quick. found reasonable Reviewed on: 7th May 2026

Confident

I am confident my account and transactions are always protected by PayPal. Reviewed on: 7th May 2026

Excellent product

I have found PayPal credit to be most useful in paying larger bills to ease my cash flow. It is also very helpful to pay virtually online. Reviewed on: 7th May 2026

With a touch of a button

When i go online to order anything, as long as I have my PayPal selected for payment, with one simple touch of a button, its paid for, its paid Reviewed on: 7th May 2026

Changing payment due dates

It's a shame they maje it impossible ti change payment date as I would've liked it to coincide with my pay day. This has started to affect my credit which I'm not pleased about as my work hours were cut due to unforeseen circumstances. Reviewed on: 7th May 2026

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