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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109841 reviews)

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4.90

Based on 109,841 reviews, last reviewed 18th May 2026

2721050% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy and an instant receipt. Quick and easy and an instant receipt. Approving in the app is great too Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109841)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Checks completed quickly

Checks completed quickly. Easy to check payment details and change payment schedule Reviewed on: 7th May 2026

Service is great, I can depend on PayPal for my dail...

Service is great, I can depend on PayPal for my daily spending and also ability to pay in 3 . A great service overall Reviewed on: 7th May 2026

Excellent service

PayPal have been very good for me,an easy way to pay and love the pay in 3 option, very flexible with the interest free option too,Any issues i have had with sellers not sending the goods or an issue with an item it was sorted and my money returned Reviewed on: 7th May 2026

PayPal is great

They are really good value .easy to use and apply for Reviewed on: 7th May 2026

I have a good experience with paypal nad i always r...

I have a good experience with paypal nad i always recommend it to my friends Reviewed on: 7th May 2026

Fantastic company

Pay pal are a great company, their customer service is fantastic, I had an issue with a purchase I made I contacted them and they sorted it straight away. I have never had any issues using them and would highly recommend Reviewed on: 7th May 2026

Very good application i appreciate it

Very good application i appreciate it Reviewed on: 7th May 2026

Very seamless, and it's there when/if you need it.

Very seamless, and it's there when/if you need it. Reviewed on: 7th May 2026

Caused me debt

I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. If a statement hasn’t been generated even though the transaction is sat on the account they don’t allocate it that way. Caused absolute mayhem when I used them for a few purchases while renovating my home. I had to take a loan eventually to clear it because the interest trees were all over the place with payments due to their allocation. You were penalised for trying to pay quickly Reviewed on: 7th May 2026

Easy....

Easy to use, easy to make payments and convenience all in one Reviewed on: 7th May 2026

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