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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110208 reviews)

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4.90

Based on 110,208 reviews, last reviewed 19th May 2026

2737450% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent Very easy to use the app. Safe and secure. Pay in 3 is a bonus. Reviewed on: 19th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110208)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great every time

Smooth and sound as always. PayPal is my preferred way. Reviewed on: 7th May 2026

Number one for ease of use

Easy to use, updates sent out regularly. Great app to keep you on track. Reviewed on: 7th May 2026

Very easy to use, easily accessible and hassle free

Very easy to use, easily accessible and hassle free Reviewed on: 7th May 2026

Never had a problem.

Never had a problem. Great company. Easy to use Reviewed on: 7th May 2026

Easy to use.

Easy to use. Enjoyed the bonus offer for opening the account. Reviewed on: 7th May 2026

Payments

Easy process with payment hassle free Reviewed on: 7th May 2026

PayPal Credit Makes Online Shopping Simple and Flexible

PayPal Credit is very helpful and convenient for me because I use it to shop online quickly and securely without always paying the full amount immediately. It helps me manage my money better by allowing me to spread the cost of larger purchases over time, especially when interest-free offers are available. I find it easy to use since it works directly through my PayPal account, making checkout faster and more convenient on many websites. It also gives me peace of mind because of PayPal Buyer Protection if there are issues with an order. Overall, PayPal Credit helps me stay flexible with my finances while making online shopping simpler and more manageable. Reviewed on: 7th May 2026

I have had no issues when calling.

I have had no issues when calling. Staff are always friendly and helpful Reviewed on: 7th May 2026

Very good credit provider with low interest rate, fr...

Very good credit provider with low interest rate, frequent credit increases and easy to use app and services, especially with the new credit card which can be used digitally and through a physical card to allow the use of PayPal credit on platforms that don’t normally accept paypal Reviewed on: 7th May 2026

Good one no time wasting straight to the point

Good one no time wasting straight to the point Reviewed on: 7th May 2026

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