Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110295 reviews)

View other PayPal products

4.90

Based on 110,295 reviews, last reviewed 19th May 2026

2741200% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

i love using paypal i love using paypal,very easy and helpful Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110295)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal Credit 5*

I have been using PayPal Credit for a number of years and I enjoy how easy it has been to use. I manage how much I spend and try always to utilise the ability to pay off my account in a timely manner. When I use 3-4 monthly offers, I keep an eye on when payments are due and sometimes settle them before they are due. I would rate PayPal as a trustworthy credit source and recommend it highly. Reviewed on: 7th May 2026

PayPal way

Never had any problem with when pay with PayPal. Safety and trust to use on every checkout Reviewed on: 7th May 2026

Excellent service

Never any problems but if there is it is always sorted. Good customer service. Reviewed on: 7th May 2026

PayPal Credit provides generous interest free period.

PayPal Credit provides generous interest free periods for purchases and the Pay in Three is fantastic. The statements are very clear, so you know exactly where you are. Thanks to PayPal Credit. Reviewed on: 7th May 2026

value for money and gives you time (based on their c...

value for money and gives you time (based on their current offers) to pay for the existing credit without the hassle Reviewed on: 7th May 2026

Pay pal..

I have been involved with PayPal lots of time and they been very helpful Reviewed on: 7th May 2026

Easy and convenient

Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026

Using Paypal is really easy and straightforward.

Using Paypal is really easy and straightforward. Everything is so clear and you always know what the options are. Payments on the app are very easy and the app itself is really clear, user friendly and easy to use. Reviewed on: 7th May 2026

Good user experience.

Good user experience. Easy to understand Reviewed on: 7th May 2026

Make lives easier

It's very handy to use PayPal and I am regularly using it Reviewed on: 7th May 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub