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PayPal: PayPal Credit reviews

4.74
Based on 133,339 reviews, last reviewed 10th Jun 2026
3797950% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026
Janette Kaymaz's avatar
Janette Kaymaz

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133339)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit has helped spread payments in a contro...

5
PayPal credit has helped spread payments in a controlled way Reviewed on: 8th June 2026

It's trustworthy, I highly recommend

5
I have been using PayPal account confidently over the past 10 years and happily recommend Reviewed on: 8th June 2026

Exilent money service

5
Exilent money service. Easy and comfortable. Reviewed on: 8th June 2026

I've had PayPal since 2012/13 and been using it for...

5
I've had PayPal since 2012/13 and been using it for online payments ever since. Recently they have released their debit card and have now been using their card on the daily basis, best thing is that I even get points now ! The PayPal credit is so easy to use, so many companies use it in their payment option and you can easily track your payments on the app and can also make payments / set up payments in advance. I will always carry on using PayPal and will recommend it to anyone. One very happy customer. Reviewed on: 8th June 2026

Versatile

5
Was great when I discovered PayPal, it's versatile/convenient, an excellent payment tool Reviewed on: 8th June 2026

Love Paypal

5
Always a good experience. Customer service is great too. Reviewed on: 8th June 2026

Every expensive item it’s really easy to buy with pa...

5
Every expensive item it’s really easy to buy with pay in 3, don’t hurt the bank to much Reviewed on: 8th June 2026

Very easy way to make online purchases secure and easy.

5
Very easy way to make online purchases secure and easy. No hassle it just works. Reviewed on: 8th June 2026

Friendly helpful staff

5
There was a few transactions on my account that I did not recognise. The staff were very friendly and helpful in assisting me to find out more information and query them. Reviewed on: 8th June 2026

I have never has a problem with pay pal.

5
I have never has a problem with pay pal. Very fare and ensure you a comfortable with payments. Always send me emails on saving interest and the only time I had an emergency and was 2 days late paying were very fare and canceled charges. Couldn't be happier with PayPal. Credit and always feel safe making payments via PayPal. Easy app to use to keep track. Reviewed on: 8th June 2026

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