Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110510 reviews)

View other PayPal products

4.90

Based on 110,510 reviews, last reviewed 19th May 2026

2751400% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I will always use PayPal if possible to checkout whe... I will always use PayPal if possible to checkout when buying on line, it gives me the security needed when things go wrong. I ordered a garden furnitu... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

PayPal were of no help. PayPal were of no help when I had an issue and did not uphold their legal responsibilities. They use their poor communication as a tool to ignore genu... Read more Reviewed on: 19th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110510)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use.

Very easy to use. I especially like pay in 3. Very helpful when the economy is so stretched and bills keep on coming. Reviewed on: 7th May 2026

Brilliant fast service and covers you for any fraudu...

Brilliant fast service and covers you for any fraudulent charges Reviewed on: 7th May 2026

Easy to use

PayPal is easy to use and helps me split payments when I need to Reviewed on: 7th May 2026

Honestly was hesitant at first but really easy to us...

Honestly was hesitant at first but really easy to use and navigate, has saved me so many times and it’s just reassurance you have four months to pay for stuff especially in an emergency. Reviewed on: 7th May 2026

Cash flow help

Allowed me to pay over a period of time thereby helping my cash flow Reviewed on: 7th May 2026

Secure, reliable and easy to use app

Secure, reliable and easy to use app Reviewed on: 7th May 2026

I have used Paypal for over a decade without disappo...

I have used Paypal for over a decade without disappointment. Good to have a trusted service when dealing with payments and support. They have always assisted me in my queries when I have reached out, and provided additional support when needed. Reviewed on: 7th May 2026

Easy way to check out buying online.

Easy way to check out when buying online. Reviewed on: 7th May 2026

Never had any issues, customer service always helpful.

Never had any issues, customer service always helpful. Reviewed on: 7th May 2026

Very good very easy to use and helpful

Very good very easy to use and helpful Reviewed on: 7th May 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub