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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133653 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133653)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Tension free shopping

Paypal credit gives me the freedom to shop without worrying too much ,buys me more time to repay without feeling the burden of big payments at one go. And the loyalty points are an added bonus plus many offers and deals with multiple retailers. Ease of use is one of the strongest asset in making it most widely used online payment choice Reviewed on: 8th June 2026

Feel safer using PayPal for transactions and feel co...

Feel safer using PayPal for transactions and feel confident they offer support to resolve any issues with retailers. Reviewed on: 8th June 2026

Great Company

Great company known worldwide and always feel they go above and beyond to help solve any issue and nowadays everyone takes this as a payment method which is brilliant Reviewed on: 8th June 2026

Frictionless usability

Frictionless usability. Always there, always reliable. Solid platform! Reviewed on: 8th June 2026

Love PayPal, always feel safe when I make my purchas...

Love PayPal, always feel safe when I make my purchases, because PayPal will always resolve any problems, don’t like to order if PayPal not an option, my biggest problem with buying off Amazon , there is no option to pay through PayPal Reviewed on: 8th June 2026

Paypalreviewer

Good selection of sites to use PayPal credit, good offers. Reviewed on: 8th June 2026

Easy to use and great for paying friends

Easy to use and great for paying friends Reviewed on: 8th June 2026

Great options allround.

Great options on how to pay spread costs and interest is value. Reviewed on: 8th June 2026

PayPal is easy to use and very convenient for online...

PayPal is easy to use and very convenient for online payments. It’s secure and widely accepted, but the fees can be a bit high. Reviewed on: 8th June 2026

Spending with peace of mind guaranteed.

Spending money through PayPal has and will still be the safest way I have ever spent money. From past experience I cannot see that changing. Every item you purchase I have found that I have had 100% backing from PayPal. Reviewed on: 8th June 2026

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