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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134552 reviews)

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4.74

Based on 134,550 reviews, last reviewed 11th Jun 2026

3852900% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and reliable PayPal have always been there to help if ever I've had a problem with a purchase. I have peace of mind knowing that if I but something using PayPal th... Read more Reviewed on: 11th June 2026

Latest lowest rating:

2

Change a process required! My issue with PayPal credit is , if you do a full order on pay over 4 interest free and you return the whole order, PayPal do not refund the money to ... Read more Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134553)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay pal has been a rock , I have talked with custome...

Pay pal has been a rock , I have talked with customer service and they have helped me when I was stuck , love their pay in options anything I need to do send money purchases etc never had a issue also their accepted globally Reviewed on: 8th June 2026

Excellent

Love PayPal’s credit so clear and easy to use Reviewed on: 8th June 2026

I use PayPal for all my on-line payments

I use PayPal for all my on-line payments as the system provides a buffer between the retailer and I. Furrthermore PayPal provides me with a clear audit of what I've done, and PayPal's 'claims' sytem is clear and straightforward to use. PayPal does "What it says on the tin" - PayPal! Reviewed on: 8th June 2026

I have had a few issues with some merchant and thank...

I have had a few issues with some merchant and thanks to PayPal everything has been sorted. Very professional customer service. Reviewed on: 8th June 2026

Excellent and efficient

Excellent and efficient - very easy to apply, use and payback Reviewed on: 8th June 2026

Im happy to use always pay pal save and great experi...

Im happy to use always pay pal save and great experience Reviewed on: 8th June 2026

Flexibility and transparency done right

The flexibility with PayPal credit is the thing I like the most. Choosing terms that suit me and seeing the transparency of fees helps build trust. I feel like I have complete control of my finances. Reviewed on: 8th June 2026

I absolutely love PayPal!

I absolutely love PayPal! It's incredibly fast and easy to use, especially when checking out at online stores without having to type in my card details every time. I’ve never had an issue with delayed transactions, and the buyer protection gives me so much peace of mind. Sending money to family and friends is instant and seamless. Highly recommend! Reviewed on: 8th June 2026

Easy to have everything at a click of a button...

Easy to have everything at a click of a button Reviewed on: 8th June 2026

Paypal interest rate is far lower than any credit ca...

Paypal interest rate is far lower than any credit cards. It will always be my first choice Reviewed on: 8th June 2026

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