Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 34,490 reviews, last reviewed 18th Apr 2026
1145800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple and extremely secure to use! Very simple and extremely secure to use! Reviewed on: 18th April 2026
Alex B's avatar
Alex B

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026
Nigel O's avatar
Nigel O
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (34490)

BUDGET FRIENDLY YOUR BEST FRIEND

5
I find pay in 3 excellent because it gives you the opportunity to budget larger payments. This is also excellent when purchasing items for birthdays & xmas when you want to spend a bit more on loved ones. Reviewed on: 16th April 2026
MARGARET 's avatar
MARGARET

I have been with PayPal for years

5
I have been with PayPal for years and have never had any complaints. Any issues have been resolved by Customer Service. Reviewed on: 16th April 2026
Sonya W's avatar
Sonya W

Paypal pay in 3 is perfect for budgeting, easy to use.

5
Paypal pay in 3 is perfect for budgeting, easy to use. They are always sending reminders before payment due dates. Excellent tool and service. Reviewed on: 16th April 2026
Larisa R's avatar
Larisa R

I'm using PayPal more often nowadays, and have never...

5
I'm using PayPal more often nowadays, and have never once had an issue. Effective, efficient and easy to use. Reviewed on: 16th April 2026
David L's avatar
David L

Smooth and convenient way to pay

4
Smooth and convenient way to pay Review: I’ve used PayPal’s Pay in 3 several times now, and it’s been a seamless experience. The setup is incredibly easy, and I love how it breaks down larger purchases into manageable interest-free payments. It helps me manage my monthly budget much better without any hidden fees. Highly recommended! Reviewed on: 16th April 2026
Chee fun Ng's avatar
Chee fun Ng

paypal has improved a lot in the past 5 years - I am...

5
paypal has improved a lot in the past 5 years - I am using them more and more. Reviewed on: 16th April 2026
Boyan N's avatar
Boyan N

Easy to use and helps support breaking down payments

5
Easy to use and helps support breaking down payments Reviewed on: 16th April 2026
Gil01's avatar
Gil01

It is good to earn points for money I be spending so...

5
It is good to earn points for money I be spending so I can treat myself to something with them also app is easy to use Reviewed on: 16th April 2026
Abby b's avatar
Abby b

Simple straightforward process easy to apply

5
Simple straightforward process easy to apply Reviewed on: 16th April 2026
lisa wilson 's avatar
lisa wilson

It’s been simple and effective.

5
It’s been simple and effective. I have built up points in my account which I can use later Reviewed on: 16th April 2026
David T's avatar
David T

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill