Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97552 reviews)

View other PayPal products

4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97569)

Quick easy and smooth processonline purchase

Quick easy and smooth process, hassle free easy use of the app Reviewed on: 9th July 2026

A painless approach!

Whenever I use pay in 3 with PayPal it’s a completely seamless approach and incredibly convenient. I recommend this all the time to friends and family who also use it when it’s an option. Reviewed on: 9th July 2026

Quick and easy to use, gave me a fast easy option to...

Quick and easy to use, gave me a fast easy option to split my payment, no fuss mi e and simple, instant decision. Reviewed on: 9th July 2026

Always good, nice to split the payments

Always good, nice to split the payments Reviewed on: 9th July 2026

Good service for what it is.

Good service for what it is. I love the pay in three option and use it all the time. Reviewed on: 9th July 2026

Seamless teansactions

Never incurred any issues to date so all is good. Very easy to manipulate and user friendly Reviewed on: 9th July 2026

I have used PayPal for many years now.

I have used PayPal for many years now. It's very seamless. Pay in 3 is very helpful for large transactions I want to spread across a few months - it's also interest free! Once when I had difficulties with a retailer, PayPal stepped in to help resolve the matter in a very speedy manner. Reviewed on: 9th July 2026

Safe and secure

I use PayPal for all my transactions if I can. Very smooth and trouble free experience. Most importantly it is safe and secure. Reviewed on: 9th July 2026

I love PayPal, so safe, fast and easy.

I love PayPal, so safe, fast and easy. I feel at ease using PayPal compared to traditional methods. I also enjoy the luxury and flexibility of Pay in 3. There are many reminders so I don’t fall in debt and can stay safe. Reviewed on: 9th July 2026

PayPal is a seasoned mature payment system and so a...

PayPal is a seasoned mature payment system and so a trusted resource offering many transactional systems embedded in a spectrum of vendors. The app and online site is intuitive and easy to navigate, offering services and history as required. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Retail finance
from Buyline 4.37 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175926 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub