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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97583 reviews)

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4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97590)

Great for online shopping

Any issues that Iv had have been resolved very quickly, its a very easy app to use which is great for shopping online with. Reviewed on: 9th July 2026

Nice and easy to used thank you PayPal

Nice and easy to used thank you PayPal Reviewed on: 9th July 2026

Good service

Never had any issues with PayPal and on some of my purchases I can choose to do pay in 3 which helps me on any big purchases so I don’t have to worry about spending all at once and worry about my finances Reviewed on: 9th July 2026

I think Paypal pay in 3 is very useful when you want...

I think Paypal pay in 3 is very useful when you want something a little bit more expensive and you need it sooner than later but you just can't afford it this month. I have used it quite a few times and will use it in the future its so easy just a click away Reviewed on: 9th July 2026

i feel safe using PayPal to make purchases.

i feel safe using PayPal to make purchases. Love the pay in 3 option is brilliant and helps me afford my treats and the things I need. Reviewed on: 9th July 2026

Very useful way of spreading cost of purchases

Very useful way of spreading cost of purchases, with acceptable fees. Reviewed on: 9th July 2026

Would recommend

Reliable, easy, safe. Pay in three is always hand to have. Also run direct debits without issue Reviewed on: 9th July 2026

Easy to use and very reliable.

Easy to use and very reliable. PayPal makes purchasing online easy and gives you piece of mind when shopping at a new place for the first time. Reviewed on: 9th July 2026

Easy to use.

Paypal is my go to for online shopping. My mind is at ease knowing I get reminders for when my next instalments are due when using Pay in 3. Reviewed on: 9th July 2026

A helpful payment option

I have used PayPal Pay in 3 a few times and it has always been easy to use. It helps me spread the cost of my purchases without paying interest. The payments are taken automatically, so I don’t have to worry about forgetting. It is a good option if you budget well and only buy what you can afford. Reviewed on: 9th July 2026

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