Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97877 reviews)

View other PayPal products

4.76

Based on 97,552 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

470% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Very good to be able to take extra time to pay Reviewed on: 10th July 2026

Latest lowest rating:

1

Got scammed out of money and PayPal was no help at all. Got scammed out of money and PayPal was no help at all. Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97878)

Really handy to use to manage those slightly larger...

Really handy to use to manage those slightly larger purchases when balancing the rest of your finances. Reviewed on: 10th July 2026

Thoroughly recommend

Setting up pay in three is remarkably easy. I have use PayPal for purchases over many years. Reviewed on: 10th July 2026

Paypal is so convenient, the ability to pay in three...

Paypal is so convenient, the ability to pay in three helpful for larger purchases and easy to nappy for and obtain. All told, highly recommend. Reviewed on: 10th July 2026

PayPal is always my go to for payment options, as it...

PayPal is always my go to for payment options, as it gives me confidence that my payment is secure and protected.. customer service is excellent and will support with any request. Reviewed on: 10th July 2026

It’s easy to use, payments are auto taken so you don...

It’s easy to use, payments are auto taken so you don’t have to remember Reviewed on: 10th July 2026

Very simple experience that helped me spread the cos...

Very simple experience that helped me spread the costs of an expensive purchase. Easy to navigate and good value. Reviewed on: 10th July 2026

Paypal is amazing

Paypal is such an amazing and convenient way of paying for an item because it is secure and safe to use. You never have to put any banking details in on anything online. It also is fabulous that you can spread the cost of the item you purchased over 3 installments. That gives you peoce of mind that when you buy something expensive or out of your budget this time but you can afford it because you can spread the cost over 3 months. I love it. Reviewed on: 10th July 2026

Paypal - safe ways to pay

Always had a positive experience. Secure and supportive. Convenient service for making purchases online. When I lost access to my email address due to fraud, my email provider was really difficult avout it but pay pal made it really easy to secure and recover my pay pal account. Reviewed on: 10th July 2026

Used for years, great.

Used for years, great. It helps to spread payments out. Easy to arrange and helps so much. It’s my preference for paying with PayPal Reviewed on: 10th July 2026

Simplest and easiest way to pay.

Simplest and easiest way to pay. No messing about. Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176342 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub