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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (97963)

Excellent

5
Can't criticise, never had a bad transaction. Reviewed on: 10th July 2026

I was able to get my account back with just a phone...

5
I was able to get my account back with just a phone call! Reviewed on: 10th July 2026

Brilliant Paypal

5
Paypal make purchases easy and safe Reviewed on: 10th July 2026

Easy and Convenient Payment Option

5
I’ve had a great experience using PayPal Pay in 3. It’s a simple and convenient way to spread the cost of larger purchases with no interest or hidden fees. The application process is quick, payments are clearly scheduled, and I always receive reminders before each instalment. Everything is easy to manage in the PayPal app, making budgeting much easier. I would definitely recommend PayPal Pay in 3 to anyone looking for a flexible and reliable payment option. Reviewed on: 10th July 2026

Really easy to use.

5
Really easy to use. Quick response and the faq page is excellent. Reviewed on: 10th July 2026

Pay by 3 so good to help spread costs to help out wh...

5
Pay by 3 so good to help spread costs to help out when you have an unexpected expense Reviewed on: 10th July 2026

Convenient and easy to use.

5
Convenient and easy to use. Provides an extra level of safety when paying online. Also very helpfil when spreading payments over 3 months. Reviewed on: 10th July 2026

Lifesaver

5
Really helpful system for when you want or need to pay something a little out of your budget. Much prefer this system over any buy now, pay later system. I've used PayPal Pay in 3 multiple times now and never had any issues. Will definitely continue to use it in the future. Reviewed on: 10th July 2026

Excellentservice.

5
Easy to use app and pay in very good option Reviewed on: 10th July 2026

Very easy to use and know its safe

5
Very easy to use and know its safe Reviewed on: 10th July 2026

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