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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98129)

Paypal is brilliant

5
Paypal has always been helpful and availability is excellent. Reviewed on: 10th July 2026

Great Service and Interest-Free Pay in 3

5
I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and everything was handled efficiently. I always received helpful payment reminders before each due date, making it easy to stay on top of my repayments. I also really like the Pay in 3 option, as it’s interest-free and a convenient way to spread the cost of purchases. Overall, a reliable and user-friendly service. Reviewed on: 10th July 2026

I’ve had an excellent experience since I started to...

5
I’ve had an excellent experience since I started to use PayPal. Reviewed on: 10th July 2026

Easy as 123

5
I have used the pay in three service for many items. Makes it much easier to budget. Accepted straight away so no time waiting for aporival Reviewed on: 10th July 2026

Easy low cost payment options which are hassle free...

5
Easy low cost payment options which are hassle free and convenient Reviewed on: 10th July 2026

PayPal is great for quick and secure money transfers.

5
PayPal is great for quick and secure money transfers. We use it in our mums' group to collect money for teachers' gifts, and it's always fast and easy. I also love the Pay in 3 option! I've used it many times, and whenever money is a bit tight but I need to buy something for my daughter, I always look for stores that offer PayPal as a payment option. Reviewed on: 10th July 2026

It is safe and secure and very easy to navigate and...

5
It is safe and secure and very easy to navigate and use. The best feature is it allows you to pay in 3. Great service. Reviewed on: 10th July 2026

Very positive experience with paypal and using paypa...

5
Very positive experience with paypal and using paypal pay in 3. Never challenging can do it in the payment portal when I am trying to purchase something. Useful in many scenarios, can use for car insurance, or general shopping. Reviewed on: 10th July 2026

Been using PayPal for years

5
Been using PayPal for years now and always an easy process to securely pay or transfer money Reviewed on: 10th July 2026

I have used PayPal for several years now for purchas...

5
I have used PayPal for several years now for purchases wherever it has been an option. I have never had any issues and have had money refunded to my account when purchases have not been as expected from the seller. Pay in three installments has been a great help. I have recommended PayPal to family and friends. Reviewed on: 10th July 2026

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