Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98159 reviews)

View other PayPal products

4.76

Based on 97,957 reviews, last reviewed 11th Jul 2026

508% increase in 5 star reviews

in the past 90 days

480% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98175)

Easy to use and safer than some methods of payment

Easy to use and safer than some methods of payment Reviewed on: 10th July 2026

I Use PayPal on every transaction never had any prob...

I Use PayPal on every transaction never had any problems ever one of best things I ever found to pay my percheses would never dream of using anything else don't believe me try them and see Reviewed on: 10th July 2026

Perfect for on-line purchases and interest free

I've used Pay in 3 4 or 5 times, it is really helpful in managing the cost of buys across a medium term. I have no hesitation in recommending it because it is a simple option at the checkout, takes minimal extra time and is interest free Reviewed on: 10th July 2026

Use it all the time; no issues.

Use it all the time; no issues. Easy to use, easy to track and can help spread payments across a longer time when needed. Also has the option to pay off earlier if you want to which is helpful. Can be used with lots of retailers too. Reviewed on: 10th July 2026

I have sent, received and used pay in 3.

I have sent, received and used pay in 3. They have always been available for issues if I have any and very convenient, friendly and their website is very user friendly. They send updates, reminders etc and not had any issues so far other than queries re payments and updating them. Reviewed on: 10th July 2026

Its been great for things I need when I didnt have e...

Its been great for things I need when I didnt have enough or just secure payments Reviewed on: 10th July 2026

Simple and easy to use.

Simple and easy to use. Paypal is effortless. So the compulsion to buy just becomes easier. Reviewed on: 10th July 2026

PayPal offers very secure payment method that will b...

PayPal offers very secure payment method that will be connected to my bank. Reviewed on: 10th July 2026

Great service, no hassle in set-up.

Great service, no hassle in set-up. No problems so far Reviewed on: 10th July 2026

Peace of mind and better control

The interest free pay in 3 helps me spread my cost of purchase giving peace of mind and I feel in control of my finances Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.76 from 58 reviews
Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 176793 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub