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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98571)

Quick answer nice team

5
Quick answer very easy user friendly solution Reviewed on: 10th July 2026

Good way to pay and spread cost knowing that you hav...

5
Good way to pay and spread cost knowing that you have the insurance of getting money back if nkt satisfied with purchase Reviewed on: 10th July 2026

Ease of use.

5
Extremely easy to use and allows you to spread the cost of large purchases. Reviewed on: 10th July 2026

Accessible but Secure

5
PayPal is easy to use and provides security for my purchases on the internet. It offered me telephone support when I was paying in three but had my debit card stolen. Reviewed on: 10th July 2026

App easy to navigate, value for money, great rewards...

5
App easy to navigate, value for money, great rewards points for using pay in 3 and paypal debit card, customer services responds quickly Reviewed on: 10th July 2026

trustworthy PayPal, I’m more likely to select this o...

5
trustworthy PayPal, I’m more likely to select this option! Reviewed on: 10th July 2026

It's been a good safety net

5
It's been a good safety net every time I needed it be it for emergency or leisure when used properly. Reviewed on: 10th July 2026

Helpful and convenient

5
Customer service was helpful and the PayPal plan to pay over 3 months is great and really helpful when you can’t pay off in full. Reviewed on: 10th July 2026

Scamme!d!!

5
I got scammed but Pay Pal were quick to sort it out. Reviewed on: 10th July 2026

Pay in 3 has been an absolute dream for me!

5
Pay in 3 has been an absolute dream for me! No longer worried about not being able to afford bigger purchases I can split them into 3 easily, not having to worry about when to pay it back as that's all sorted for me. Really great service, have used it multiple times and never had an issue. If you're unsure about remembering when the payments come out like me, I just set a reminder in my calendar to make sure I have the money out aside. Very big fan of pay in 3. Reviewed on: 10th July 2026

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