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PayPal: Pay in 3 reviews

4.76
Based on 98,602 reviews, last reviewed 12th Jul 2026
508% increase in 5 star reviews
in the past 90 days
490% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026
kathleen c's avatar
kathleen c

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026
Faruq B's avatar
Faruq B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98945)

Great experience would definitely recommend

5
Great experience would definitely recommend Reviewed on: 10th July 2026

Never had a problem with them ,touch wood

5
Never had a problem with them ,touch wood Reviewed on: 10th July 2026

Like a bank should be!

5
Easy to use, trustworthy and safe. Super helpful if things with supplier go wrong. Reviewed on: 10th July 2026

£45 item, but inv was £60 TAX added?

4
Paid for a £45+ item but a tax amount of £15 was added by PayPal that increased the invoice to £60+ trying to find out what the TAX is and why added? Reviewed on: 10th July 2026

I always trust PayPal

5
Every time I have brought anything and PayPal have dealt with it. I have never had no problems and if I had to return anything, it’s always been sorted and I’ve always had my money back as every time PayPal always protects it Reviewed on: 10th July 2026

Great experience

5
I've been with PayPal as long as I remember and always had a good experience Reviewed on: 10th July 2026

Never an issue, always reliable!

5
Never an issue, always reliable! Reviewed on: 10th July 2026

Everything works excellently well.

5
Everything works excellently well. So far I have no complaints. The system is very easy to use and very simple. I fully trust PayPal. Reviewed on: 10th July 2026

Makes buying affordable

5
Makes buying gifts or for yourself very affordable with no extra charges plus the security of knowing if the service or product youve paid for isnt up to standard you wont be out of pocket and your money will be refunded. Reviewed on: 10th July 2026

Very happy with payin3 so handy to spread the cost.

5
Very happy with payin3 so handy to spread the cost. Reviewed on: 10th July 2026

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