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PayPal: Pay in 3 reviews

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4.93
Based on 37,532 reviews, last reviewed 22nd Apr 2026
1431200% increase in 5 star reviews
in the past 90 days
2600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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1%
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0%
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Latest highest rating:

5

Convenient but needs improvement in refunds I’ve been using PayPal Pay in 3 and overall it’s a convenient way to split payments without immediate financial pressure. The setup is simple and paym... Read more Reviewed on: 22nd April 2026
Muhammad Sohaib Ijaz's avatar
Muhammad Sohaib Ijaz

Latest lowest rating:

2

Extremely difficult to navigate through the payment... Extremely difficult to navigate through the payment options. Agreed payments and terms, when checking out on an online store the authoration fails? Reviewed on: 22nd April 2026
Jo's avatar
Jo
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (37532)

I trust PayPal with my money

5
I simply trust PayPal with my money. Pay in 3 helps me a lot to buy things I wouldnt be able to afford otherwise. I pay no interest as I pay back on time. At the same time Im building my credit score so thats another plus. Also, when my son made accidental and unauthorised in-game purchases for the amount of £280! Google Play and EE both refused to refund me. Thank goodness majority of those purchases were made through PayPal. PayPal responded quickly, believed me and processed refund right away. This is how we recognise good services - in need and time of distress. I am very grateful for this service. I simply feel safe when usi g PayPal and based on my experience I recommend it to my friends and family. Reviewed on: 20th April 2026
Monika K's avatar
Monika K

Easy, Manageable and Reliable

5
I use PayPal for most of my business needs as it’s easier for family and invoices. Also it’s very secure. I love how I can pay for items in three instalments which makes things so much easier. Reviewed on: 20th April 2026
Jonathan H's avatar
Jonathan H

Used paypal for years and never had a problem.

5
Used paypal for years and never had a problem. Reviewed on: 20th April 2026
GB's avatar
GB

Always easy and fast to use, often used for paying f...

5
Always easy and fast to use, often used for paying friends and for pay later services Reviewed on: 20th April 2026
Callum C's avatar
Callum C

I love paypal pay in 3

5
I love using Paypal pay in 3 it lets me it lets me spread the cost on the big purchases that I need. Quick easy to use and if I buy something from a scam website it always refunds my money. I couldn't recommend a better and safer way of buying. Reviewed on: 20th April 2026
James Green's avatar
James Green

Always an easy experience very quick to check out

5
Always an easy experience very quick to check out Reviewed on: 20th April 2026
Paul T's avatar
Paul T

Very good and safe I like very very good

5
Very good and safe I like very very good Reviewed on: 20th April 2026
Robert B's avatar
Robert B

Makes payment more convenient payment without any c...

4
Makes payment more convenient payment without any cost Reviewed on: 20th April 2026
Adedunmola K's avatar
Adedunmola K

Highly recommend

5
It's really easy to use and a relief i can pay with 3 payments Reviewed on: 20th April 2026
Mandy S's avatar
Mandy S

Makes larger purchases more affordable.

5
Makes larger purchases more affordable. Love the flexibility of paying off early. Reviewed on: 20th April 2026
Jamie E's avatar
Jamie E

Review PayPal: Pay in 3 now

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