Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 99,259 reviews, last reviewed 13th Jul 2026
506% increase in 5 star reviews
in the past 90 days
436% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026
samiruz zaman's avatar
samiruz zaman

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026
David P's avatar
David P

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99748)

Take the worry out of budgeting

5
It is so convenient and easy to utilise and really helps balance my finances. I can afford those unexpected but necessary purchases that I haven't planned for. It really helps take the worry out of budgeting. Reviewed on: 11th July 2026

Simple and secure processing transactions

5
Simple and secure processing transactions Reviewed on: 11th July 2026

Pay in 3 is a godsend

5
I have been extremely fortunate to be accepted for pay in 3 with PayPal. This has been a godsend on many occasion and made my life so much easier when I have needed the extra support Reviewed on: 11th July 2026

Easy to use

5
Easy to use and gives an enjoyable experience Reviewed on: 11th July 2026

Very useful for spreading costs of large purchases o...

4
Very useful for spreading costs of large purchases over time Reviewed on: 11th July 2026

Always an excellent service and the good thing for m...

5
Always an excellent service and the good thing for me is that your never allowed to over reach your financial situation which is both considerate and conscientious Reviewed on: 11th July 2026

I love paypal and it has been a great platform for m...

5
I love paypal and it has been a great platform for my business and for my purchasing with credit. Reviewed on: 11th July 2026

Great company handy pay in 3 options

5
Great company handy pay in 3 options Reviewed on: 11th July 2026

I prefer using paypal when shopping online, its easy...

5
I prefer using paypal when shopping online, its easy to use and if something’s happening with my order I will get my money back Reviewed on: 11th July 2026

Pay pal is my go to method of making a purchase as i...

5
Pay pal is my go to method of making a purchase as its safe and straightforward to use Reviewed on: 11th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 179186 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3852 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products