Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 39,091 reviews, last reviewed 25th Apr 2026
1579500% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Financial Independence It gives me the opportunity and freedom to afford things that would otherwise be out of my price range without accruing any interest charges. Making m... Read more Reviewed on: 25th April 2026
Rachael H's avatar
Rachael H

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (39091)

Safe and secure

5
So easy to use. However, mainly I feel safer not having to give my card details to a lot of different organisations, especially when purchasing from an overseas company. Using PayPal is a no-brainer as far as I'm concerned. Reviewed on: 16th June 2024

An Easy, safe and manageable way to pay.

5
An Easy, safe and manageable way to pay. Gives you complete control over how much you pay and when you pay which enables you to spread the cost over time. I get sent lots of payment reminders so that I don’t fall behind. It’s just so clear and simple that it has become my preferred method of payment Reviewed on: 16th June 2024

Easy to use and you don’t have to give your card det...

5
Easy to use and you don’t have to give your card details online Reviewed on: 16th June 2024

Easy to use.

5
Easy to use. Easy to pay back. Reliable. Reviewed on: 16th June 2024

It makes big purchases less burdensome.

5
It makes big purchases less burdensome. And allows you to make a purchase instantly without to worry about paying right away. Reviewed on: 16th June 2024

Happy with Pay in 3

5
Very easy to use the pay in 3 option. Reviewed on: 16th June 2024

This service has enabled me to purchase heating oil...

5
This service has enabled me to purchase heating oil when I had none left in my tank and no spare money, being able to spread the cost enabled me to warm my home, I will be forever grateful Reviewed on: 16th June 2024

Easy and convenient to use and set up.

5
Easy and convenient to use and set up. Helpful reminders when payment is due which I found very helpful as I can be forgetful. Also notification when payments are complete. Reviewed on: 16th June 2024

Paypal is right and trusted

5
I have been using paypal for such a quite long time, but it has helped me know the right website and the fake one,so well done with your service Reviewed on: 16th June 2024

PayPal is Great, I'd recommend it

5
Every time I've used PayPal, I've had an easy and efficient time. The customer service is great - they've resolved issues for me and given me advice on many occasions. Overall, I'd recommend PayPal to any of my friends if they didn't already use it. Reviewed on: 16th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review