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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98996 reviews)

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4.76

Based on 98,941 reviews, last reviewed 12th Jul 2026

505% increase in 5 star reviews

in the past 90 days

432% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98996)

I’ve been using PP for some time now and generally u...

I’ve been using PP for some time now and generally use the Pay in Three easy steps as it helps me spread the cost for items I want now but don’t want to spend all my money in one transaction + I don’t incur extra charges Reviewed on: 1st July 2026

Perfect service, never had any issue.

Perfect service, never had any issue. Reviewed on: 1st July 2026

Budgeting made easy

Pay in 3 offers zero interest payments that make budgeting painless. Reviewed on: 1st July 2026

68 pound transaction fee is soo so sooo insane

68 pound transaction fee is soo so sooo insane Reviewed on: 1st July 2026

Always been for customer for buyer’s protection

Always been for customer for buyer’s protection Reviewed on: 1st July 2026

I love PayPal!

Very easy to use snd straight forward love that I can pay earlier and chose how much I pay if paying earlier. Really do love pay in 3. Very handy to use! Reviewed on: 1st July 2026

I’ve had a very positive experience using PayPal Pay...

I’ve had a very positive experience using PayPal Pay in 3. The application process was straightforward, and everything was clearly explained from the beginning. Managing payments is simple, and the app provides a clear overview of upcoming instalments, which makes budgeting much easier. I also appreciate how smooth the checkout process is with participating retailers. Overall, it’s a convenient and dependable service that has made larger purchases more manageable. I would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 1st July 2026

Best option for online purchases.

I always pay with PayPal when I make online purchases, its easy to use reliable and the pay in 3 is great as there is no added interest its great value Reviewed on: 1st July 2026

Never had a problem

Never had a problem with any of my pay pal transaction, always spot on and prompt with decision. .Just starting to use the app on my phone now, seems easy to use with everything all in one place, previous purchases and new ones, plus a refund for an item I returned in the account within minutes Reviewed on: 1st July 2026

All is great!

All is great! Always using paypal Reviewed on: 1st July 2026

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