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PayPal: Pay in 3 reviews

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4.93
Based on 38,362 reviews, last reviewed 24th Apr 2026
1510600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’m very happy to use PayPal it is easy, user friend... I’m very happy to use PayPal it is easy, user friendly and fast Reviewed on: 24th April 2026
Evren 's avatar
Evren

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (38362)

Always use pay in 3 for to treat myself it's...

5
Always use pay in 3 for to treat myself it's fantastic Reviewed on: 14th June 2024
Andy Roberts's avatar
Andy Roberts

Is so quick, easy and convenient.

5
Is so quick, easy and convenient. Perfect for a busy life Reviewed on: 14th June 2024
Sophie S's avatar
Sophie S

Better than Klarna

5
I’ve been using PayPal's Pay in 3, and it’s fantastic. It makes paying for big purchases way easier by splitting the cost into three interest-free payments. Setting it up is a breeze, and it integrates smoothly with your existing PayPal account. At checkout, you just pick Pay in 3 like you would any other payment method, and you're good to go. Plus, there are no hidden fees or interest charges, which is a huge relief. The payments are scheduled automatically, so I don’t have to worry about missing a due date. It’s also great that using Pay in 3 doesn’t affect my credit score because they only do a soft credit check. Another big plus is that it’s accepted at loads of places, both online and in-store. In short, PayPal Pay in 3 is a game-changer for managing payments. It’s simple, secure, and super convenient. If you want to spread out the cost of your purchases without extra fees, give it a try. Highly recommended! Reviewed on: 14th June 2024
GMG's avatar
GMG

Very helpful in tough times!

5
Very helpful in tough times! Provides you with enough time to pay off the money you’ve borrowed without adding any interest. Reviewed on: 14th June 2024
DebbieL's avatar
DebbieL

Really good service I can’t fault it at all.

5
Really good service I can’t fault it at all. as long as you make your payment on or before the due date it really works for you and it’s such a big help as well. Reviewed on: 14th June 2024
Ruby R's avatar
Ruby R

I’ve used Pay in 3 quite often over the past 2 years.

5
I’ve used Pay in 3 quite often over the past 2 years. It’s more convenient than using a credit card for spreading the cost of buying large items; and there is no interest to pay. Reviewed on: 14th June 2024
ceteal's avatar
ceteal

No1 beats PayPal !

5
No1 beats PayPal !! You are simple the best !! Thank you x Reviewed on: 14th June 2024
Rivka 's avatar
Rivka

Cost of living hero

5
Easy to use, helps with cost of living, grateful to have! Reviewed on: 14th June 2024
Bethan T's avatar
Bethan T

good option always

5
Very good option for buying goods online Reviewed on: 14th June 2024
Rod K's avatar
Rod K

Great service

4
Easy to use, no hassle payment collections and a really helpful concept to obtain goods you may not normally purchase in one go Reviewed on: 14th June 2024
Tom G's avatar
Tom G

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