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PayPal: Pay in 3 reviews

4.93
Based on 38,418 reviews, last reviewed 24th Apr 2026
1515800% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Simple, straightforward and flexible. Always simple, easy to use and flexible. Widely available, and the best split payment option by far. Reviewed on: 24th April 2026
CB's avatar
CB

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (38418)

Pay in 3 it's good for keep family budget safe...

5
Pay in 3 it's good for keep family budget safe Reviewed on: 14th June 2024

Great way to pay for goods.

5
Great way to pay for goods. Even if u need to return its easy process Reviewed on: 14th June 2024

I love paypal

5
I love paypal credit and pay in 3 Reviewed on: 14th June 2024

0% deals and long term customer

5
Use regular on pay in 3, or pay in 4, anything that is 0% interest I will consider. Not had any issues with PayPal but have had issues with buyers that PayPal has managed to sort out. So no complaints so far, in I think somewhere near 15years of use Reviewed on: 14th June 2024

Easy safe way to both pay and recieve money

5
Easy safe way to both pay and recieve money Reviewed on: 14th June 2024

Used pay in 3 a few times for large purchases so eas...

5
Used pay in 3 a few times for large purchases so easy to use Reviewed on: 14th June 2024

It’s helped me a lot with my current financial situa...

5
It’s helped me a lot with my current financial situation and has made life a lot easier in the long run. It saves me from looking into other things that hold higher interest rates like a credit card or a loan Reviewed on: 14th June 2024

Very helpful

5
Very helpful good staff got things sorted asap Reviewed on: 14th June 2024

Easy to use, convenient and app navigation is good,...

5
Easy to use, convenient and app navigation is good, never had a problem Reviewed on: 14th June 2024

Brilliant

4
Good for buying slightly more expensive purchases Reviewed on: 14th June 2024

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