Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98479)

Great service!

5
PayPal has always been easy to use, safe and reliable! Reviewed on: 30th June 2026

Always had good experience with PayPal with purchasi...

5
Always had good experience with PayPal with purchasing or paying for goods or to family members. Customer service always excellent Reviewed on: 30th June 2026

PayPal PayPal in 3 is a great way to spread the cost...

5
PayPal PayPal in 3 is a great way to spread the cost of a purchase without using long term credit with a trusted provider. Good communication via emails as reminders.Have been using this service for a while and it's a great option. Reviewed on: 30th June 2026

Using PayPal Pay in 3 helps me budget better.

5
PayPal Pay in 3.. Gives me the chance to buy more of the things I like because instead of paying the total amount straight away.. I can spread the cost. It helps me budget better and means I still have money left in the back for the essentials. Reviewed on: 30th June 2026

Excellent finance provider

5
I've used it loads of times and it's been very helpful to purchase what I need. Feels safe and it's never let me down. Reviewed on: 30th June 2026

Great !!!

5
Very easy to use and great option to extend your payments with no fees. Reviewed on: 30th June 2026

I am happy to have you.

5
I am happy to have you. I use Paypal all the time. Reviewed on: 30th June 2026

Easy to use, very happy to recommend

5
Easy to use, very happy to recommend Reviewed on: 30th June 2026

My goto for online and irl purchases

5
Ive always used paypal for purchasing and the addition of pay in 3 has made the experience much more convenient for larger payments Reviewed on: 30th June 2026

This allows you to buy a costly item but pay on in i...

5
This allows you to buy a costly item but pay on in instalments Reviewed on: 30th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 177206 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products