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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98471)

Great service.

5
Great service. Very helpful to use now and then, to spread my cost. Reviewed on: 30th June 2026

A quick and easy way to spread your payments over time.

5
A quick and easy way to spread your payments over time. Perfect help in preparing for a long vacation Reviewed on: 30th June 2026

It's was so easy to apply for and manage.

5
It's was so easy to apply for and manage. The initial period of interest free borrowing was what initially attracted me. I just wish that there was a more competitive APR. The app interface is intuitive and links in so effortlessly with vendor store fronts too. Reviewed on: 30th June 2026

Pay in 3 easy and efficient.

5
I have used pay in 3 numerous times. The option is simple and clear and setup to use and setup. Reviewed on: 30th June 2026

Simple and easy to use safe way of paying.

5
Simple and easy to use safe way of paying. For things. Reviewed on: 30th June 2026

No issues with PayPal

5
No issues with PayPal, I've used it for years with no hassles. I would recommend it to anyone. Reviewed on: 30th June 2026

PayPal makes life easier by the use of payment plans...

5
PayPal makes life easier by the use of payment plans to is convenient to everyone. You get to choose your mode of payment you want. No worries about getting your essentials product or sort out dependant urgent needs with PayPal pay in three you are well covered. Reviewed on: 30th June 2026

Always on payment methods, simple to use and registe...

5
Always on payment methods, simple to use and registered delivery address makes it even easier,works well every time no fuss. Reviewed on: 30th June 2026

Pay in 3 is fantastic

5
I always use PayPal when it’s an option. When they added Pay in 3 which comes with 0% interest I was so surprised as not many other companies offer that! I suspect it’s in competition with Klarna but PayPal is MUCH safer, easier and I really trust the brand. Reviewed on: 30th June 2026

Makes life so easy for me when spreading my bills, t...

5
Makes life so easy for me when spreading my bills, thanks to PayPal for introducing this system. Reviewed on: 30th June 2026

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