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PayPal: Pay in 3 reviews

4.93
Based on 37,989 reviews, last reviewed 23rd Apr 2026
1475100% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

5

Complete care I’ve been with PayPal many years and trust them implicitly. Customer service is always helpful if I have a query Reviewed on: 23rd April 2026
Mrs P's avatar
Mrs P

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026
Maryam Z's avatar
Maryam Z

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37989)

Great speedy service.

5
Great speedy service. Answer within minutes exactly what is needed with this type of purchase. payments easy to set up and the app is great for tracking where you’re at with things Reviewed on: 14th June 2024

Great concept

5
Easy way to budget your money without paying interest Reviewed on: 14th June 2024

Makes everything easy.

5
Makes everything easy. Pay in 3 means I can make a purchase that's out of my monthly budget without a credit agreement or interest Reviewed on: 14th June 2024

Pay pal spreading payments made easy

5
Very easy to use love it so easy if I can do it anyone can use it. Really quick and efficient great service Reviewed on: 14th June 2024

Does as it says on the tin, so very pleased.

4
Does as it says on the tin, so very pleased. Will continue using PayPal. Will recommend to everyone. Reviewed on: 14th June 2024

Pay in 3 has been life saving.

5
Pay in 3 has been life saving it’s really helped me spread the cost when unable to afford things all in one go. My credit score isn’t the best but I’m so grateful that Paypal gives me this option to pay in a different way. Reviewed on: 14th June 2024

So easy to do

5
Everything is good, so quickly and easy Reviewed on: 14th June 2024

Pay in 3 is a good experience i would recommend to p...

5
Pay in 3 is a good experience i would recommend to people. Reviewed on: 14th June 2024

Good reliable service, easy to use app

4
Good reliable service, easy to use app Reviewed on: 14th June 2024

Always very easy and straight forward.

5
Always very easy and straight forward. Easy to see how the payments are broken down and how to look back at all past and exsiting pay in 3s.to make budgeting easier Reviewed on: 14th June 2024

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