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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (37930 reviews)

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4.93

Based on 37,930 reviews, last reviewed 23rd Apr 2026

1469600% increase in 5 star reviews

in the past 90 days

2900% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great way to shop when you’re on a tight budget Great way to shop when you’re on a tight budget Reviewed on: 23rd April 2026

Latest lowest rating:

1

Paypal used to be great but not any more. Paypal used to be great but not any more. Money was taken from my account that wasn't authorised by me and for the past month I'm trying to sort it ou... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (37930)

Pay in 3 handy, customer service issue.

Really handy having the pay in 3 option, have had an issue where i was charged higher than expected as they hadnt added on delivery, customer service didnt read message properly and sent issue to the seller as apposed to dealing with it themselves. Issue was not resolved. Reviewed on: 14th June 2024

It’s amazing feature helped me pay off a lot of prod...

It’s amazing feature helped me pay off a lot of products and service over a three month period Reviewed on: 14th June 2024

Good with certain limits

Good.but sometimes it’s not working properly Reviewed on: 14th June 2024

Good experience till now .

Good experience till now . Pay in 6 or 12 will be better Reviewed on: 14th June 2024

Great and safe way to pay.

Great and safe way to pay. The pay in 3 option helps me to budget the bigger purchases. Never had any issue. Quick and simple way to access kind of credit. Reviewed on: 14th June 2024

Excellent, never had any issues good to know when bu...

Excellent, never had any issues good to know when buying on line your covered Reviewed on: 14th June 2024

Great for larger purchases

I've used PayPal pay in 3 yo help pay for larger purchases such as a new TV or replacement pc parts, and loved being able to spread the cost with no interest. On top of that it's super clear in your account when payments will be taken and also let's you pay off early if you want. Reviewed on: 14th June 2024

I use PayPal for everything and pay in 3 is a great...

I use PayPal for everything and pay in 3 is a great option Reviewed on: 14th June 2024

Very good service and excellent experience.

Very good service and excellent experience. Reviewed on: 14th June 2024

Excellent way to pay for more expensive items or lar...

Excellent way to pay for more expensive items or larger orders. Very manageable. Reviewed on: 14th June 2024

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