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PayPal: Pay in 3 reviews

4.93
Based on 35,643 reviews, last reviewed 20th Apr 2026
1253100% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. I like the fact you can spread payments over 3 months. Reviewed on: 20th April 2026
Lollie's avatar
Lollie

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35643)

Hassle free experience.

5
Hassle free experience. Wide acceptability and PayPal Credit and Pay in 3 is really a game changer. Reviewed on: 11th June 2024

Excellent experience.

5
Excellent experience. I have used PayPal credit for quite some time now. Never had any issues with any of the services provided. Reviewed on: 11th June 2024

I love the freedom PayPal gives me.

5
I love the freedom PayPal gives me. The options with them are fantastic! Pay in 3 gives me wonderful peace of mind. It is easy to use Pay in 3 and I have complete confidence in Paypal. Reviewed on: 11th June 2024

I have just good experience with paypal

5
I have just good experience with paypal Reviewed on: 11th June 2024

No problems with PayPal services..

5
I have used a lot of the PayPal services over the years and have found that as long as you stay within their regulations there are no problems at all. Reviewed on: 11th June 2024

Pay in 3 is a game changer

5
Pay in 3 enables me to spread the cost without any interest or hidden costs. This way I have been able to buy my sons prom suit, birthday and Christmas presents, holiday clothes and all sorts. It's available for virtually any purchase and the pay in 3 option takes away the worry of large payments going out all in one go. Reviewed on: 11th June 2024

Excellent

5
I only use Paypal for online payment Reviewed on: 11th June 2024

Really great customer support experience when I had...

5
Really great customer support experience when I had an issue with payments Reviewed on: 11th June 2024

It has been incredibly helpful in alleviating the co...

5
It has been incredibly helpful in alleviating the costs of some of my purchases. As a young person with close to no debts, I do not have a good credit score. Paypal pay in 3 has provided me with the possibility to take on small debt and build a credit. It is very easy to use. Reviewed on: 11th June 2024

A great way to do shopping, always enjoy use pay...

5
A great way to do shopping, always enjoy use pay in 3 Reviewed on: 11th June 2024

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