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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97316 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (97323)

Easy to use ,Great option for paying over 3 months a...

Easy to use ,Great option for paying over 3 months and not paying any interest. Drawback is it makes spending easier. It's a very useful tool of you are on a budget.Like that I am covered if there is an issue Reviewed on: 25th June 2026

It was very straight forward compared to other payme...

It was very straight forward compared to other payment methods for credit PayPal has no hoops or things you need to do to prove yourself Reviewed on: 25th June 2026

Pay in 3

It's a life saver for someone like me i can purchase goods that I would not othewise be able to buy. Spreading payments out in 3 is a great idea and works for most people. Reviewed on: 25th June 2026

PayPal for 3 is a Brillant service specially when yo...

PayPal for 3 is a Brillant service specially when you want to break payment up no hassle straight forwwrd Reviewed on: 25th June 2026

Easy, like 1, 2, 3.

Easy, like 1, 2, 3. No headache. It's fully automatic. Reviewed on: 25th June 2026

Such an easy process, chose your purchase and your 3...

Such an easy process, chose your purchase and your 3 clicks away from setting up your pay in 3, interest free it’s a no brainer Reviewed on: 25th June 2026

Great service.

Great service. Allows you to split your payments in a secure way. Reviewed on: 25th June 2026

A1 Service

Excellent straight forward process and allows to buy more expensive items when it would be hard to do so if paid in full, so overall a good way to shop Reviewed on: 25th June 2026

Flexible without extra cost

I have used PayPal Pay in 3 several times and found it to be a very convenient way to manage larger purchases. Being able to spread the cost over three interest-free payments makes budgeting much easier without the burden of additional fees or charges. Reviewed on: 25th June 2026

I am really satisfied with pay in 3.

I am really satisfied with pay in 3. It gives me time to wait for my wages and make the next payment. Reviewed on: 25th June 2026

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