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PayPal: Pay in 3 reviews

4.93
Based on 35,605 reviews, last reviewed 20th Apr 2026
1249800% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
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Latest highest rating:

5

Very helpful Brillliant helped when most needed Reviewed on: 20th April 2026
Katie w's avatar
Katie w

Latest lowest rating:

1

Nothing to tell home about. Nothing to tell home about. Customer service keep closing my dispute case even though I provided a tangible evidence that items is not as described. Reviewed on: 19th April 2026
Sikiru O's avatar
Sikiru O

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (35605)

Amazing and very good use a lot

5
Amazing and easy to use and use it a lot Reviewed on: 10th June 2024

As a customer, my experience with PayPal has been la...

5
As a customer, my experience with PayPal has been largely positive, with a few areas that could use improvement. Here’s a personal perspective: Convenience at My Fingertips: Using PayPal has been a breeze for my online shopping needs. The platform’s integration with numerous retailers means I can check out with just a few clicks, without the hassle of entering my card details each time. Security I Trust: The security measures in place give me peace of mind. Knowing that my financial information is encrypted and that PayPal offers buyer protection makes me feel secure when making transactions. Customer Service: A Mixed Bag: I’ve had mixed experiences with customer service. On one occasion, a representative was helpful and resolved my issue quickly. However, another time, I found it challenging to get a clear answer, which was quite frustrating. Fees That Make Me Think Twice: The fee structure is where I have reservations. While I appreciate the free personal transactions, the fees for selling items or international transfers have sometimes caught me off guard. It’s something I’ve learned to pay more attention to. A Reliable Business Partner: As a small business owner, PayPal’s services have been invaluable. The ability to accept various payment methods has certainly expanded my customer base. Yet, the fear of chargebacks and the dispute process can be a bit daunting. Final Thoughts: Overall, PayPal has been a reliable tool in my day-to-day transactions. It’s not without its flaws, especially when it comes to customer service and fee clarity. But for convenience and security, it’s a service I continue to use and recommend, with the caveat to always read the fine print. This resume reflects my personal experiences as a customer and may differ from others’ experiences. For anyone considering PayPal, I’d suggest exploring the service yourself and weighing its benefits against your specific needs. Reviewed on: 10th June 2024

It’s always been great and I am confident in using P...

5
It’s always been great and I am confident in using PayPal as I feel secure and safe if anything goes wrong Reviewed on: 10th June 2024

Safe, easy and flexible.

5
I use PayPal daily for the majority of purchases I do. I feel safe about my payments and I like the flexibility of payment options like credit account and pay in three. Reviewed on: 10th June 2024

Very good to have PayPal when you don’t directly hav...

5
Very good to have PayPal when you don’t directly have the funds Reviewed on: 10th June 2024

Never a problem and always feel safe with it love Pa...

5
Never a problem and always feel safe with it love PayPal Reviewed on: 10th June 2024

Love the security of using PayPal pay in 3, easy on...

5
Love the security of using PayPal pay in 3, easy on the wallet and very manageable Reviewed on: 10th June 2024

Using the pay in 3 has been an invaluable way of pay...

5
Using the pay in 3 has been an invaluable way of paying for things in a more affordable way. I have used it many times and will continue do so whilst recommending this to others. Reviewed on: 10th June 2024

3 every 3.

4
Use it for last 2 years, no issue. Reviewed on: 10th June 2024

PayPal is easy is and secure to use.

5
PayPal is easy is and secure to use. I’ve not had any issues and would highly recommend Reviewed on: 10th June 2024

Review PayPal: Pay in 3 now

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