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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97149 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (97181)

Clear, concise information.

App very user friendly, clear and informative information when paying by PayPal. Know exactly what I am committing to. Helps spread cost. Reviewed on: 25th June 2026

Pay in three is simply brilliant

Pay in three has enabled me to buy items which I could not possible pay for in one go. It is a brilliant service Reviewed on: 25th June 2026

Pay pal in 3 is very convenient to spread large invo...

Pay pal in 3 is very convenient to spread large invoices over manageable amounts Reviewed on: 25th June 2026

Honest balanced view

This is the easiest to use platform for payments available today, Security is good; I would only prefer any refunds are re-applied to my bank account a little faster. Reviewed on: 25th June 2026

Very good service and easy to use.

Very good service and easy to use. It helps me to budget my finances and spread the cost of every day purchases to make life a little easier. The user interface is very clean and simple. Takes away the stress of unexpected costs. Reviewed on: 25th June 2026

Very easy to use, spread cost of 3 months with no in...

Very easy to use, spread cost of 3 months with no interest Reviewed on: 25th June 2026

Fast and convenient way of paying for goods and with...

Fast and convenient way of paying for goods and with the pay in 3 it’s reassurance if money is tight you can still purchase what you want and pay it off in 3 instalments Reviewed on: 25th June 2026

Always a seamless experience!

Always a seamless experience never any problems with my transactions or paying people or businesses Reviewed on: 25th June 2026

Excellent - has been a godsend for essential purchas...

Excellent - has been a godsend for essential purchases that need to be paid off in smaller chunks. Been incredibly helpful getting us what we need without the stress of worrying about money for once Reviewed on: 25th June 2026

Great so far, PayPal credit is a great way to split...

Great so far, PayPal credit is a great way to split payments. Reviewed on: 25th June 2026

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