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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96435)

Pay in three really helps me..

5
Pay in three really helps me to buy things as well as helping my finances Reviewed on: 22nd June 2026

Excellent Company

5
I’ve used PayPal for many years both for sending and receiving payments. Pay in 3 is especially good as it is interest free and I’ve been able to purchase a lot of Christmas/birth present as well as other products for myself. I don’t have to think about payment dates as all payments automatically come out of my bank account plus I get an email about a week before letting me know my payment is being processed. I would recommend PayPal to anyone Reviewed on: 22nd June 2026

Overall PayPal is a very good service with good secu...

5
Overall PayPal is a very good service with good security. However, I did have an issue, with Ask Crew, where I really felt conned into paying for something I want completely aware of and through PayPal, although I don't have to sign in as normal, other wise I would have realised sooner what was going on. Reviewed on: 22nd June 2026

Paypal is secure and is free to use.

5
Paypal is secure and is free to use. I have started using the paypal debit card where I can earn points. I've been using the paypal pay in 3. I can easily see the summary of all the upcoming payments. Reviewed on: 22nd June 2026

I use PP for virtually every payment online, it's sa...

5
I use PP for virtually every payment online, it's safe, secure and also gives the option for buy now pay later or pay in 3. I've never , in all my years using PP had an issue with them. Brilliant service, highly recommended. Reviewed on: 22nd June 2026

One of the best service on the face of internet.

5
One of the best service on the face of internet. Extremely reliable & dependable. Your money is secured with PayPal. A complete service & a complete peace of mind. Reviewed on: 22nd June 2026

So easy to use and interest free!

5
it's so easy to use and really helps to be able to spread larger purchases over 3 months and interest free Reviewed on: 22nd June 2026

Paying by PayPal is easy and gives me security and p...

5
Paying by PayPal is easy and gives me security and peace of mind. PayPal 3 is excellent for budgeting for little luxuries and being able to spread the cost. Reviewed on: 22nd June 2026

PayPal is amazing

5
PayPal pay in 3 allowed me to finally get a new phone by reducing my overall cost so it wouldn't interfere with my budget. It also allows me to not worry about any late costs or apr because it is the only pay in 3 service that I have seen with no additional costs. Reviewed on: 22nd June 2026

Quick and reliable

5
Quick and reliable with the minimum of fuss. Reviewed on: 22nd June 2026

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