Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 35,150 reviews, last reviewed 19th Apr 2026
1207200% increase in 5 star reviews
in the past 90 days
2400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always quick and easy and good to have options at ch... Always quick and easy and good to have options at check out. Reviewed on: 19th April 2026
Natalie B's avatar
Natalie B

Latest lowest rating:

1

No support available during disputes The whole point of paying via PayPal is for you to step in during disputes, but what’s the point if you don’t have have a a fair process for your cust... Read more Reviewed on: 19th April 2026
Kera's avatar
Kera

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (35150)

Great experience very happy and have recommended to...

5
Great experience very happy and have recommended to friends and family Reviewed on: 10th June 2024

Interest free and easy what more can you say.

5
Interest free and easy what more can you say. Reviewed on: 10th June 2024

Great way to spread my finance

5
Great way to spread my finance with interest free. Without PayPal credit I wouldn’t be able to go on holiday. Thank you PayPal Reviewed on: 10th June 2024

It's been a really good way of helping me do more an...

5
It's been a really good way of helping me do more and still being able to manage my finances Reviewed on: 10th June 2024

PayPal excellence

5
Very managableExcellent and satisfying, easy to find way through the website and fantastic customer service. I use PayPal all the time and find it the best for my transferring and receiving cash as it safer and reliable. Reviewed on: 10th June 2024

So helpful for things like gig tickets.

5
So helpful for things like gig tickets. Reviewed on: 10th June 2024

No more bill anxiety!

5
On numerous occasions I have had to resort to PayPal’s ‘pay in three’. It takes the pressure off when you’ve had a heavy month on bills. The fact you don’t get penalised with interest if paid off by a certain date is incredible. It has reduced my anxiety about payments several times and allowed me to furnish my new home. Reviewed on: 10th June 2024

Pay pal is so easy to use , send money to friends or...

5
Pay pal is so easy to use , send money to friends or pay for a item off line , Reviewed on: 10th June 2024

PayPal? I’ll be your pal?

5
PayPal has always been very secure for me and great customer service, ease of use is also very important and they’ve nailed it! Reviewed on: 10th June 2024

Excellent, straightforward, easy-to-use service

5
I have been with PayPal for around 20 years now and I have always felt that they have provided me with a great service. I particularly like the pay-in-3 interest free option as it helps to spread the cost of things without worrying about paying extra! Reviewed on: 10th June 2024

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review